Bonus Tax Calculator
Getting a bonus? See how much you'll actually take home after federal, state, Social Security, and Medicare taxes — based on your salary, state, and filing status, for the 2026 tax year.
Your details
You actually keep
$7,035
of your $10,000 bonus · 29.6% goes to taxes
This shows the actual taxon your bonus at your marginal rate. Employers often withhold federal tax on bonuses at a flat 22% — if that differs from your real rate, it's reconciled when you file. Estimate only; excludes local taxes and other withholdings.
How bonuses are taxed
The IRS treats bonuses as "supplemental wages." Most employers withhold federal tax on them at a flat 22%(the percentage method), rather than at your regular paycheck rate. Social Security and Medicare still apply, and so does state income tax in most states. Because that flat withholding may be higher or lower than your true marginal rate, your bonus is effectively "trued up" when you file your annual return — you may get part of the withholding back, or owe a little more.
Frequently asked questions
How much is a bonus taxed in 2026?
For federal withholding, employers usually treat a bonus as supplemental income and withhold a flat 22% (37% on amounts over $1 million). Social Security (6.2%) and Medicare (1.45%) also apply, plus any state income tax. Your actual tax depends on your marginal bracket — the calculator above shows what you really keep.
Why was my bonus taxed at 40%?
It usually wasn't taxed that much — it was withheld at a higher rate. The flat 22% federal withholding plus Social Security, Medicare, and state withholding can feel like a big bite, but if your true marginal rate is lower, you get the difference back when you file your return.
Is a bonus taxed higher than regular pay?
No. A bonus is ultimately taxed at the same rates as the rest of your income. It can be withheld at a flat supplemental rate, which sometimes differs from your normal paycheck withholding, but it's reconciled at tax time.