Iowa Paycheck Calculator
Iowa has a flat 3.8% state income tax. Your Iowa take-home pay reflects federal income tax, Iowa state income tax, Social Security, and Medicare withholding.
Your details
Estimated take-home pay
$59,354.30/ year
$59,354 per year · 79.1% of gross · 20.9% effective tax rate
Estimate based on 2026 federal rates and the latest published state rates. For planning only — not tax advice. Excludes local taxes, SDI, and other withholdings.
How taxes work on a Iowa paycheck
- Flat 3.8% state income tax on taxable income.
- Iowa standard deduction: $16,100 (single) / $32,200 (married filing jointly).
- Federal income tax, Social Security (6.2%), and Medicare (1.45%) are also withheld.
Take-home pay at common salaries in Iowa
Estimated net pay for a single filer with no pre-tax deductions, 2026 rates.
| Gross salary | Take-home / year | Take-home / month | Effective tax rate |
|---|---|---|---|
| $40,000 | $33,412 | $2,784 | 16.5% |
| $60,000 | $48,722 | $4,060 | 18.8% |
| $80,000 | $62,682 | $5,223 | 21.6% |
| $100,000 | $75,992 | $6,333 | 24.0% |
Iowa state income tax brackets (2026, single filer)
| Tax rate | Taxable income |
|---|---|
| 3.8% | $0 and up |
Brackets apply to taxable income after Iowa's standard deduction of $16,100 (single) / $32,200 (married filing jointly).
Frequently asked questions
Does Iowa have a state income tax?
Yes. Iowa has a flat 3.8% state income tax that is withheld in addition to federal income tax, Social Security, and Medicare.
What is the income tax rate in Iowa?
Iowa has a flat 3.8% state income tax. Federal income tax, Social Security (6.2%), and Medicare (1.45%) apply on top of any state tax.
How much is $75,000 after taxes in Iowa?
A single filer earning $75,000 in Iowa takes home about $59,354 per year ($4,946 per month) — an effective tax rate of about 20.9%. Adjust the calculator above for your exact salary, filing status, and 401(k).
How much is taken out of a paycheck in Iowa?
Every paycheck has Social Security (6.2%) and Medicare (1.45%) withheld, plus federal income tax based on your bracket and Iowa state income tax. Pre-tax 401(k) contributions lower the income-tax portion. Enter your pay above for the exact breakdown.